Tag Archives: Visa

Christmas Holiday Tipping: Who Do I Tip And How Much?

There’s the mailman, mail woman and the doorman, door woman,  the pet sitter and personal trainer, not to forget the housekeeper, home healthcare worker and many others.  So just who do you tip this holiday season and how much?

Sharon Schweitzer, an international etiquette expert, author, and the founder of Protocol & Etiquette Worldwide, offers this simple tipping checklist of which service providers you need to tip this holiday season and how much:

Business (check corporate policy):

  • Clients: Business gift baskets of chocolate, edible fruit, nuts, cheese, wine, cookies, petite fours; golf balls & non-logo gifts.
  • CEO/Boss: Group gift to their favorite charity or non-profit foundation
  • Assistant: Bonus or gift based on relationship length
  • Colleagues: gift they will like for sports, hobby, or dining, gift card.
  • Office Gift Exchange: don’t go rogue, follow the spending guidelines.
cheap tip

Education & Schools (follow policy):

  • Professor: greeting card, no gift
  • Teacher: Consider a group gift with parents pooled funds
  • Assistant /Aide: $25 – $50 gift certificate
  • Multiple Teachers: small gift, candle, baked goods, gift certificate.
  • Principle: Holiday card & baked goods
  • School Secretary: café gift card, small gift or gift certificate
  • School Nurse: café gift card, small gift or gift certificate

Home or Building Personnel:

  • Live-in help (cook or butler): between a week-month’s pay, plus a gift
  • Housekeeper: if they come once a week: equivalent of a day’s pay, or $50. If they come daily: equivalent of a week’s pay, and possibly a gift
  • Gardener: equivalent of a week’s service
  • Landscaping crew: equivalent of a week’s service, divided among the crew
  • Pool cleaning crew: equivalent of one session, divided among the crew.
  • Garage attendant: between $15 and $40 or give a small gift
  • Garbage/recycling: if city permits, $10-$30 each for extra holiday effort
  • Doorman: between $50 – $100 each, or gift, depending on extra duties
  • Elevator Operator and Handyman: between $20 – $50 each
  • Newspaper delivery: between $10 – $35, or give a small gift

Healthcare providers:

  • Private health care nurse: week’s pay or a gift of similar value
  • Home health employee: follow policy / generous gift basket of holiday treats
  • Nursing home staff: follow policy / gift basket of holiday treats for all

Personal grooming:

  • Hairstylist, manicure, pedicure, specialist: equivalent of a visit
  • Barber: haircut & shave equivalent or give a gift
  • Massage therapist/personal trainer: session equivalent or give a gift

Pet care:

  • Groomer: equivalent of one session or give a gift
  • Walker: week’s pay equivalent or “1-2 visits” per com
  • Sitter: a week’s pay and a paw print note from your pet

Package & Mail Delivery:

The United States Postal Service provides the public with a tipping and gift receiving policy on their website, FedEx and UPS do not. The information provided for FedEx and UPS is from customer service representatives who preferred not to give their names.

United States/Canada Postal Service:

  • Employees may accept baked goods (homemade/store bought) items to share with the branch office. Customers may give edible arrangements, gift cards for merchandise or services valued up to $20 per interaction. Gifts cannot exceed $50 per calendar year.
  • Gifting cash, VISA, MasterCard, or gift cards that may be used as cash are prohibited per USPS Employee Tipping and Gift Receiving Policy and also prohibited for Canada Post employees.

FedEx:

  • Company policies discourage gift cash or gift cards. The driver will politely decline the holiday gratuity. If the customer is insistent, the driver may ultimately accept the gift.

UPS

  • UPS does not have a limit; tipping is left to customer’s discretion.

Avoid giving holiday tips to people on this list; send holiday e-cards instead:

Accountant/CPA

Attorney

Auditor

Banker

Bookkeeper

Dentist

Doctor

Executive Coach

Members, Board of Directors or Trustees

Seamstress/ Tailor

Veterinarian

Why Canada On Track For Record Asylum Claims This Year

ANALYSIS: Canada Is On Track for Record Asylum Claims This Year—Here’s Why
An RCMP officer and a worker look on the demolition of the temporary installation for refugee claimants at Roxham Road Monday, in St. Bernard-de-Lacolle, Que., on Sept. 25, 2023. The Canadian Press/Ryan Remiorz

The closing of the unofficial border crossing Roxham Road last year stemmed the flow of asylum-seekers into Quebec from New York state, but overall numbers are rising in Canada with a spike in those arriving by air. The rise has many reasons behind it and can’t be accounted for by the growing scope of global conflict alone, immigration experts told The Epoch Times.

A major contributor is likely an increase in travel visa approvals.

The government has recently ramped up its visa processing to eliminate a backlog from the pandemic, Montreal immigration lawyer Stéphanie Valois told The Epoch Times. After arriving on travel visas, many people proceed to claim asylum.

A group of asylum seekers wait to be processed after being escorted from their tent encampment to the Canada Border Services in Lacolle, Quebec, on Aug. 11, 2017. Canada sees influx of 25,000 asylum seekers crossing border from US (alipac.us)

Fewer travel visa applicants have been asked to prove they will return home in recent years, said lawyer and York University international relations professor Michael Barutciski in an email. This is also likely contributing to an increase in air arrivals, he said.

From January to June this year, Canada processed just over 92,000 asylum claimants. That’s a lot more than the roughly 57,000 claimants in the same period last year—and 2023 was already a record-breaking year.

By contrast, from 2011 to 2016, the number of claimants Canada received each year ranged from around 10,000 to 25,000. The numbers began to climb thereafter, and Canada’s per-capita intake of asylum-seekers is now comparable to that of Germany, the European Union’s largest host country, according to Barutciski’s analysis of EU figures for a Macdonald-Laurier Institute paper published in July.

Nearly 28,000 claimants arrived via air in the first half of this year, compared with roughly 8,000 by land. This is a reversal of a long-standing trend of land arrivals being far more common, even before Roxham Road became a heavily used route.

The total number of asylum claimants processed by Canada Border Services Agency and Immigration, Refugees and Citizenship Canada during the first six months of 2017–2024. For 2011– 2016, only annual data is available, so we cut the annual total in half to give a rough estimate for comparison. (The Epoch Times)
The total number of asylum claimants processed by Canada Border Services Agency and Immigration, Refugees and Citizenship Canada during the first six months of 2017–2024. For 2011– 2016, only annual data is available, so we cut the annual total in half to give a rough estimate for comparison. The Epoch Times

From Land to Air

Roxham Road is an unofficial border crossing between New York and Quebec used by more than 100,000 migrants since 2017. Its use waned after Canada and the United States closed a loophole in their bilateral Safe Third Country agreement in March 2023.

The agreement says anyone seeking asylum must file their claim at the first of the two countries they enter. But the loophole was that this requirement applied only to official border crossings. Now it applies anywhere along the border: Asylum-seekers will be turned back to the United States to make their claims there.

Most of the asylum-seekers in 2023 were from Mexico—about 25,000 of all claimants that year, according to the Immigration and Refugee Board (IRB) of Canada.

The federal government further tightened restrictions on migrants from Mexico in February 2024 by requiring Mexicans to have travel visas.

“This responds to an increase in asylum claims made by Mexican citizens that are refused, withdrawn or abandoned,” said the federal government’s announcement at the time. “It is an important step to preserve mobility for hundreds of thousands of Mexican citizens, while also ensuring the sound management of our immigration and asylum systems.”

Prime Minister Justin Trudeau said in June, after meeting with Quebec’s premier, that his government would “improve the visa system“ in general, but he did not elaborate and it was not a major point of discussion.

The Epoch Times asked Immigration, Refugees and Citizenship Canada for any update or specific plans but did not receive a response as of publication.  

“When people apply for a visa, it’s almost impossible to know what their intentions are when they arrive in Canada,” immigration lawyer Valois said. They may be planning to seek asylum, or sometimes the situation changes in their homeland—if a war starts, for example—and they decide to make a claim, she said.

The same is true of international students who file asylum claims, she added. Federal Immigration Minister Marc Miller has expressed alarm regarding international student claims.

The number of international students claiming asylum at Seneca College increased from about 300 in 2022 to nearly 700 in 2023. Claims from Conestoga College students rose from 106 to 450 during that same period.

These increases are “alarming” and “totally unacceptable,” Miller said in February.

As the method of entering Canada to claim asylum has changed, so have the most common countries of origin and the destinations within Canada.

Countries of Origin, Destination

The highest number of claimants so far this year have arrived from India. IRB data on country of origin is only available for January through March. It shows approximately 6,000 claimants from India. The next greatest are those from Mexico (about 5,800), Nigeria (5,061), and Bangladesh (3,016).

Given that the data is limited to only three months, it’s hard to tell how the annual total will compare to 2023. But if the number of Mexican applicants remains steady, Canada may see numbers similar to last year.

However, the number of Haitians and Colombians—which were among the highest in 2022 and 2023—appears to be on the decline. These are also groups that would have come in large numbers through Roxham Road.

The new claimants coming in now are from countries that differ from the top source countries for refugee claims worldwide, Barutciski said, referencing data he analyzed from the United Nations High Commissioner for Refugees.

Canada’s spike is not following global trends, he said, which suggests it may have to do with a perception that Canada’s asylum policies are especially lenient. In other words, Canada is attracting claimants who feel they may not successfully seek asylum elsewhere.

Asylum-seekers are specifically people who arrive in the country without pre-approved refugee status. For example, although Canada has taken in many Ukrainian refugees, Ukraine is not a top source of asylum-seekers.

The majority of claimants so far this year have arrived in Ontario, whereas for years, Quebec was at the centre of the asylum issue.

Quebec has received more claimants than Ontario almost every year since 2016. The only exceptions were 2020 and 2021, but Ontario’s numbers were only slightly higher during those years (a difference of approximately 700 people in 2020 and roughly 1,600 in 2021).

In the first half of this year, Ontario received approximately 48,000 claimants and Quebec received 33,000. British Columbia and Alberta were the next highest recipients, with roughly 5,200 and 4,500 respectively.

How to distribute claimants, along with the federal funds for helping settle them, has been a hot topic.

Quebec received a pledge of $750 million in federal funds in June, and B.C. Premier David Eby was most outspoken about other provinces wanting help as well. Minister Miller replied in June that British Columbia needs to take on more asylum-seekers if it wants more money.

Manitoba and Newfoundland and Labrador have said they are willing to take on some of Quebec’s asylum-seekers.

Quebec has requested a federal quota system that would relocate asylum-seekers to other provinces.

The Parliamentary Budget Office (PBO) in May put together an estimate of federal costs associated with each asylum claimant from a visa-exempt country.

The average cost for each claimant is $16,500 cad in 2024, the PBO said.

Asylum-seekers are eligible for a work permit, with the processing time to get it about six to eight weeks, according to the Quebec government.

The claims themselves can take years to process. The current projected wait time, according to the Immigration and Refugee Board of Canada, is two years for a refugee claim and one year for an appeal. The backlog of cases has grown over the years to more than 186,000 as of March 31 this year. For comparison, the backlog was approximately 10,000 in 2015.

The proportion of claims that are approved is rising. The data available for 2024 so far, from January to March, shows 82 percent approved—or some 11,000 out of around 13,500 claims ultimately assessed—not counting others that weren’t assessed as they were either abandoned or withdrawn by the claimant.

Similarly, in the 2023 calendar year, roughly 79 percent were approved. That was a steep increase from the 69 percent figure in 2022, and the 71 percent in 2021. If we jump back to 2013, the number was 60 percent, which increased to 64 percent in 2014 and continued to climb.

Tara MacIsaac

For the Silo, Tara MacIsaac/The Epoch Times. The Canadian Press contributed to this report. Featured image via alipac.us : A group that stated they were from Haiti line up to cross the U.S.-Canada border into Hemmingford, Quebec, from Champlain in New York, Aug. 21, 2017.

Related

Quebec Calls for Asylum Seekers to Be Distributed Throughout Canada via Federal Quota System

Quebec Calls for Asylum Seekers to Be Distributed Throughout Canada via Federal Quota System

“Tap – Order – Pay” – The Way Forward for Restaurant and Hospitality Sectors?

According to a study carried out by America’s Bureau of Labor Statistics in January this year, the restaurant labor force in that country is still over 450,000 jobs below pre-pandemic levels — marking the largest employment deficit among all U.S. industries. Although figures are not currently available for Canada, the situation is the same.

In November 2022, the USA National Restaurant Association found that 63% of full-service restaurants and 61% of limited-service places are operating with fewer employees than needed to accommodate guests. 

At the beginning of February this year, The Washington Post reported that although many industries have recovered since the start of the pandemic, in the USA (similar trends in Canada) 2 million hospitality and leisure jobs still remain open. 

Hospitality is still stuck in the dark ages. High-friction ordering, slow and clunky payments, and labor challenges lead to low profitability and a poor customer experience,” notes Brian Duncan, President of me&u USA, a global leader in at-table ordering specializing in restaurants and bars. 

The labor shortage has led chefs and restaurateurs to reduce their workweeks, while some restaurant owners have had to increase the wages of their staff by as much as 20% in addition to closing earlier on weeknights. Others have even had to change their business practices to attract new employees.  

Technology can bridge the customer service gap when there are fewer employees available. Customers prefer to use self-service kiosks or access the menu by scanning QR codes because they can take additional time to read the menu, find new things to try, and customize their orders exactly to their preferences. 

Such technology means shorter waits at the counter, faster table turnover, and more accurate orders because the information is transmitted directly from the customer to the kitchen. Also, Pay-at-the-Table Technology cuts out the back-and-forth trips from the POS terminal to the table to process payments shaving several minutes off each table turn. 

Manual orders are typically expensive, slow, and inefficient. Smart technology reduces labor costs, takes the load off servers, increases spending per order, and elevates the customer experience,” concludes Duncan.

  • What factors are impacting the restaurant and hospitality industries in the U.S and Canada.? 
  • How can technological innovations help restaurants operate with limited staff and still increase revenue? 
  • How can self-service ordering and streamlined payment tools enhance customer experience? 

References: 

  1. Guinn, Justin. How to Survive the Restaurant Industry Labor Shortage. January 2023. Toast. https://pos.toasttab.com/blog/on-the-line/how-to-handle-the-restaurant-industry-labor-shortage  
  2. Restaurants added jobs in 24 consecutive months. January 6, 2023. National Restaurant Association. https://restaurant.org/research-and-media/research/economists-notebook/analysis-commentary/restaurants-added-jobs-in-24-consecutive-months/  
  3. Latham, Tory. Restaurants Are Still Struggling to Hire as 2 Million Jobs Remain Unfilled. February 3, 2023. Robb Report. https://robbreport.com/food-drink/dining/hospitality-leisure-jobs-pandemic-1234803857/  
  4. Latham, Tory. Despite 41,000 New Jobs, Restaurant Employment Still Lags Behind Pre-Pandemic Levels. July 8, 2022. Robb Report. https://robbreport.com/food-drink/dining/restaurant-industry-job-numbers-1234697181/  
  5. Hospitality Labor Shortage 2022. May 17, 2022. NCC. https://www.nccusa.com/hospitality-labor-shortage-2022/  

Your 4-Minute Guide to Live Casinos in Canada

Canada’s online gaming sector is snowballing, boasting sales up to $31 billion per year, thanks primarily to players staking through their mobile devices. Yes, you can now enjoy your favorite casino games from your home desktop or laptop; and when on the move, on your smartphone or tablet.

But as with physical live Casino Canada, it’s crucial to familiarize yourself with existing platforms, accepted payment methods, your game options, and whatnot before signing up. 

Here’s your 4-minute guide to online gaming in Canada.

In this article;

Popular Games in Online Casino Canada

7 Things to look for in an online casino

Your deposit & withdrawal options 

10 Best Online Casinos in Canada

Popular Games in Online Casino Canada

Maybe you love table games and worry that your favorite game isn’t available online. But this shouldn’t be a problem, most service providers offer myriad games to improve the online casino experience for avid gamblers.

Online Poker. This is arguably Canada’s most cherished online game. Under Poker, Players can toggle between options like Triple Play, Deuces Wild, and so on.

Growing Jackpots. In these games, the jackpot lump sum increases in value each second and may shoot to millions of dollars. 

Slots. Slots come with impressive rewards like bonus rounds, free spins, etc which you can enjoy for free or deposit funds and earn.

Blackjack. Online gaming spots also feature the old-school Blackjack for free or for gamble.

Roulette. Canadians can switch between different Roulette versions. Learn what your website offers and master your moves before depositing.

Live dealer. This is the game for those who prefer the classic casino atmosphere even when paying from home. 

Sports betting. Bet on a variety of sports.

These are some of the most popular gambling options in Canada, but there’s more to explore if you prefer something else.

7 Things to look for in an online casino

So you’d love to sign up with a website and begin enjoying your bonuses? That’s fine, but first, spend quality time comparing your options before diving in.

Below are the seven crucial factors to consider;

Signup Bonuses. With most websites promising a bonus, you will want to register with a casino that offers the best welcome rewards. 

Deposit & Withdrawal. The listed deposit and withdrawals method(s) should match your preferences. Also, check how long it takes to withdraw your earnings.

Game Options. If you value variety, be sure to go through a list of games on offer before registration. 

Unswerving Support. Because your playing remotely, it’s crucial to partner with a service that offers unswerving support through digital avenues like live chat, calls, or social media support.

Quick Upgrades or Promotions. You also want a platform that will promote you to better levels that include massive bonuses, and competitions. 

 Huge Jackpots. Most gamers prioritize jackpots and growing jackpots. If you’re eyeing the big price, be sure to compare these up-fronts. 

Transaction & Payment Data Security. Before putting your money where your mouth is, be sure to double-check the website’s security protocol.

Online Casinos in Canada: Your Deposit & Withdrawal Options 

Casinos in Canada allow players to deposit through various payment methods–the same applies for payouts (or withdrawals). The most transaction is instant or happens in a matter of minutes via secure platforms to protect your confidential payment data.

Still, you must consider the money-in and money-out options for your specific platform to ensure that the arrangement favors your money reservoirs.

Below are some of the safest common pay-in and payout options in Canadian online casinos.

Credit & debit cards

Neteller

PayPal

Visa

Mastercard

InstaDebit

paysafecard

American Express

Interac Online

Bank transfer

 ecoCard and ecoPayz

10 Best Online Casinos in Canada

We sampled some of the best platforms to get started with online betting and gaming. Here are the 10 best gaming sites for Canadians.

Spin Casino

JackpotCity

Betway Casino

Ruby fortune 

Casinocom

Europa Casino

CasiGO

Magic Red

National Casino

Bob Casino

Lastly, remember to compare the features that matter to you before signing up.

A Call to Action

Online betting and gaming are more fun than you imagine. But choosing the right platform is essential in enjoying a smooth experience. Compare these websites thoroughly and register with a preferred dealer to get started.

Premium Passports Lose Their Shine In Post Pandemic World

As parts of the globe cautiously begin to open up, the focus is on what travel freedom and global mobility will look like in a post–Covid-19 world. Last week the EU released a list of countries whose residents would be allowed entry into the bloc from 1 July based on coronavirus-related health and safety criteria. Included on the welcome list are countries such as Australia, Canada, Japan, and South Korea that traditionally score highly on the Henley Passport Index — the original ranking of all the world’s passports according to the number of destinations their holders can access without a prior visa. However, in a move perceived as a stinging rebuke for its poor handling of the pandemic, the US was notably excluded from the list, as were Brazil and Russia.

Although not reflected in the latest ranking, which does not take temporary travel bans into account, it is eye-opening to consider what travel freedom currently looks like for the holders of once-prestigious passports. For instance, before Covid-19 the US passport usually ranked within the top 10 on the Henley Passport Index in 6th or 7th place, with its citizens able to access 185 destinations around the world without requiring a visa in advance. However, under the current EU ban, the picture looks starkly different. US nationals now have roughly the same level of travel freedom as citizens of Uruguay (included on the EU’s list of welcome countries), which ranks 28th on the index, with a visa-free/visa-on-arrival score of 153. In another striking inversion, the US’s dramatic decline in passport power means that Americans find themselves with a similar level of travel freedom usually available to citizens of Mexico (25th on the index, with a score of 159), current travel bans notwithstanding, albeit temporarily.

This is one of many extraordinary shifts in passport power caused by the temporary pandemic-related bans. Brazilian passport holders, for example, find their passport strength greatly diminished. The country usually ranks highly on the index ¾ most recently placed 19th, with a visa-free/visa-on-arrival score of 170 ¾ but the loss of access to the EU means Brazilians currently have roughly the same extent of travel freedom as citizens of Paraguay (36th on the index, with a score of 142).

HPI_JULY_Comparison_Visa-Free_Scores_200706.jpg

Without taking the various travel bans and restrictions into account, Japan continues to hold the number one spot on the Henley Passport Index with a score of 191. Singapore remains in 2nd place with a score of 190, while Germany and South Korea are in joint-3rd place, each with a score of 189. Both Japan and South Korea have been included on the EU’s list of ‘safe’ countries, while Singapore has been excluded, which means Singaporean passport holders currently have far less travel freedom than their closest competitors on the index, which is based on exclusive data from the International Air Transport Association (IATA). 

Dr. Christian H. Kaelin, Chairman of investment migration firm Henley & Partners and the inventor of the passport index concept, says the EU’s recent decision will have far reaching effects. “As we have already seen, the pandemic’s impact on travel freedom has been more drastic and long lasting than initially anticipated. This latest decision by the EU indicates that there is more upheaval to come. Look at the US passport, for example ¾ in 2014, it held the number one spot in the world on our index, but US nationals currently have far less travel freedom than most citizens of other wealthy, industrialized nations and even of some less developed nations, being effectively locked out of Europe. We see an emergence of a new global hierarchy in terms of mobility, with countries that have effectively managed the pandemic taking the lead, and countries that have handled it poorly falling behind.”

Immigration controls in US and UK tighten amid calls for co-operation

While the US looks set to be significantly affected by the EU’s latest decision, it has issued stringent immigration controls of its own over the past few months. Greg Lindsay, Director of Applied Research at NewCities, says that the Trump administration’s temporary suspension of all work visas will have far-reaching effects. “The executive order, signed on the 22 June, will bar as many as 525,000 foreign workers from entering the country for the rest of the year.” As Lindsay points out, this decision is only the latest salvo in White House aide Stephen Miller’s years-long campaign to curtail worker visas, arguing that they harm employment prospects for Americans.

In the UK, the pandemic’s effect on mobility has also been severe. Robert McNeil, Deputy Director of the Migration Observatory at the University of Oxford, says that the almost complete cessation of international arrivals into the country has generated serious challenges for industries that have become dependent on seasonal migrant workers from the EU. McNeil says that despite public attitudes around immigration softening, the Brexit process has not slowed down. “In May, the government pushed through the new Immigration Bill, paving the way for a new ‘points-based’ immigration system. The new restrictions would prevent many people from becoming key workers in the UK in future. Around half of the EU citizens currently in key worker positions in the UK would not meet the new salary and skills thresholds required to move to the country from 2021.”

Changing priorities in a transformed world

As premium passports lose their shine in a post-Covid world, experts suggest that the crisis is likely to make international mobility more restricted and unpredictable in the longer term. “Even as countries open their borders, it is expected that numerous governments will use epidemiological concerns as a justification for imposing new immigration restrictions and nationality-targeted travel bans that will mainly be aimed at citizens of developing countries,” says Prof. Dr. Yossi Harpaz, Assistant Professor of Sociology at Tel Aviv University. Noting the recent decision by the EU with respect to the US and other countries, Harpaz says, “The passports of both developing and developed nations stand to decrease in value, at least temporarily. In such uncertain times, global demand for dual citizenship and investor visas is expected to increase.”

Discussing the impact of the pandemic on global migration trends, Charles Phillips, researcher and consultant for Oxford Business Group, suggests that environmental health concerns could become a priority for those seeking alternative residence or citizenship. “We can expect places that are governed well and better equipped to deal with pandemics to become destinations people will seek to move to. Just as travel choices will likely be more strongly influenced by health considerations, we may see those acquiring alternative residence or citizenship placing a greater emphasis on a country’s health policies when deciding where to reside.”

Dr. Juerg Steffen, CEO of Henley & Partners, says the growing demand for additional residence and citizenship options comes as no surprise. “We have seen extraordinary upheaval over the past few months, with many certainties falling away. For investors and their families, having a second citizenship or an alternative residence is an even more precious asset than ever before, as concerns over access to first-rate healthcare, global mobility, and quality of life take on a new urgency. In turn, investment migration programs provide invaluable economic security to the countries that offer them.

As we enter the worst recession since the Great Depression, a small country like Montenegro, for instance, is better equipped to weather the storm. The recently launched Montenegro Citizenship-by-Investment Program provides permanent access and the right to stay in this beautiful and safe European country. It also provides the country with an immediate liquidity injection of much needed debt-free foreign capital that can be used to buffer the impact of the pandemic and create significant societal value.” For the Silo, Sarah Nicklin.

About the 2020 Henley Passport Index

Boasting cutting-edge expert commentary and historical data spanning 15 years, the Henley Passport Index is the original ranking of all the world’s passports according to the number of destinations their holders can access without a prior visa. The ranking is based on exclusive data from the International Air Transport Association (IATA), which maintains the world’s largest and most accurate database of travel information, and it is enhanced by extensive, ongoing research by the Henley & Partners Research Department.  Along with the Kälin  – Kochenov Quality of Nationality Index, it is considered a major reference tool for global citizens and the standard reference for governments in this field.

About Henley & Partners

Henley & Partners is the global leader in residence and citizenship planning. Each year, hundreds of wealthy individuals and their advisors rely on our expertise and experience in this area. The firm’s highly qualified professionals work together as one team in over 30 offices worldwide.

The concept of residence and citizenship planning was created by Henley & Partners in the 1990s. As globalization has expanded, residence and citizenship have become topics of significant interest among the increasing number of internationally mobile entrepreneurs and investors whom we proudly serve every day.

The firm also runs a leading government advisory practice that has raised more than USD 8 billion in foreign direct investment. Trusted by governments, the firm has been involved in strategic consulting and in the design, set-up, and operation of the world’s most successful residence and citizenship programs.

5 Tips For Choosing Good Immigration Lawyers

You increase your chances of approval when working with a specialist in immigration law. However, you must be careful when choosing a lawyer in order to avoid falling into the wrong hands. Many fraudsters take advantage of applicants who are doing everything they can to move to Canada or any other country. You may pay a high fee for poor services if you make the wrong decision. Some rogue lawyers or consultants do not even deliver the service but give endless excuses after receiving the fees. Here are some tips to help you choose the right immigration lawyer.

1. Utilize Your Consultation Fee Fully
You have an opportunity to ask all manner of questions and judge the quality of services during the consultation process. Ask as many questions as you can about the process. You may only have a few minutes to interact with the lawyer if the firm charges a low consultation fee. However, you can utilize that time fully and determine if the lawyer has enough experience in handling the immigration process.

2. Hire a Specialist
The major reason why you should hire an immigration lawyer is to ensure that your application is completed and submitted within the deadline. If a lawyer handles all types of legal cases, he or she may not have expertise in your type of application. The lawyer may miss some requirements if immigration is not his or her specialty. Ask about the range of services during the consultation process to determine if the lawyer is a specialist in immigration law.

3. Ask About the Fees Before Signing the Contract
A fraudulent lawyer will rush you to sign a contract even before you discuss the fees. Do not fall for this trick with any lawyer. Discuss the fees and agree before signing a contract. The best lawyers will give you an option to choose fixed fees payable in installments. Determine the best rate depending on the nature of services or case and ensure that the agreement appears on the contract. This brings us to another important tip.

4. Ensure that Both of You Sign a Written Contract
Insist on a written contract even if you trust the lawyer. Many lawyers know that clients expect a written document before agreeing to use their services. Fraudulent lawyers will leave out some important clauses such as the fees charged. Others will push you to sign the documents but fail to sign their part. Do not take any excuses for delays in signing the contract. Go through the document to ensure that it is accurate and comprehensive. Ensure that the lawyer signs the necessary parts and keep a copy of the contract.

5. Trust Your Gut
If you develop any doubts during the consultation process or regular communication, stop the negotiations immediately and get another lawyer. Discontinue the process if the lawyer gives dishonest answers even for the simplest questions. If your intuition tells you that a lawyer is not interested in meeting your needs, trust it and move on. If it feels wrong, there are high chances that you are talking to the wrong immigration lawyer.

NewZealand Immigration
Hiring the right immigration lawyer is the best decision you can make if you want to move to another country. An immigration specialist will make sure the application process is fast and easier and will relieve much of the stress associated with the whole process. Taking the time to ensure that you have the right lawyer is an essential first step in the process. For the Silo, Dimitry Karloff.

VisaNet Connects Two And A Half Billion Credit Cards

One of the many ways the Internet is driving the global economy is through digital payments, making it easy for consumers to buy just about anything from anywhere. VisaNet is the largest payment processing network in the world, connecting 2.4 billion credit cards at 36 million locations across 200 countries.