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Reviews

Mattress Sales in Toronto: How to Find the Best Deals  

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A mattress is a vital component of comfort in your home.

A poor-quality mattress can cause body aches and affect your life. It’s, therefore, crucial to purchase the right mattress from a reputable store at a reasonable price. For the best mattress sale in Toronto, you need to consider some factors to help you make the right decision. If you’re looking for a deal on your next mattress or bed set, keep reading for tips on finding the best mattress sale in Toronto and get the most significant savings with no compromise on quality. 

  1. Identify a Reputable and Reliable Mattress Store 

When shopping for a mattress sale in Toronto, it’s essential to identify reliable and reputable retailers. If you have friends or family members who have recently gone through a mattress purchase, they can give you good advice about specific stores that they found reliable. Local blogs or online forums dedicated to mattress purchases can also be good resources when looking at different brands and retailers.  

Once you’ve identified some potential stores, it’s time to look into their sales policies. Most reputable retailers will offer sales periodically throughout the year—especially around major holidays like Black Friday and Christmas—so knowing how long those sales last is critical to ensure you get a good deal. A good mattress store in Toronto like the Queensway Mattress will provide overall satisfaction from good customer service to quality products and after-sales services. So, look out for any complaints about delivery times, damaged goods, or unsatisfactory services before finalizing your decision. 

  1. Try Out Before You Buy 

Getting out of bed and trying out a mattress is an excellent way to be sure you’re making an informed decision. You can check how it feels, whether it’s too soft or too firm, and see if you like how it looks. If you want to buy a new mattress, try one out before purchasing—you may even decide that you can get by with what you already have. Leave enough time for your test drive; going from store to store will likely take more than a few hours. 

Ask about return policies: Most stores won’t accept returns once you take off mattresses from their premises. Asking these questions up front can save you time and energy later on. Therefore, if you’re looking for a mattress sale in Toronto, it’s crucial to ensure they allow you to sleep on your new mattress before deciding whether it meets your needs. 

The Most Uncomfortable Bed in the World - Touch a Life | OpenSea
  1. Go for The Best Quality and Comfort 

You might assume that high-quality, comfortable mattresses are expensive, but that’s not always true. You can get quality mattresses from reliable stores at reasonable prices if you know how to shop around. However, you need to know your needs and requirements before shopping for a new mattress to avoid wasting money on a product that doesn’t suit your needs. 

For example, if you need a mattress that can help you relieve some pressure points on your body, then you can invest in a Latex or Memory foam mattress. If you have problems with allergies, then it is better to buy a hypoallergenic mattress from a reputable store. It’s good to match your needs with quality, comfort, and economical pricing to decide what type of mattress you should purchase. 

  1. Check The Warranty 

Before you finalize your deal on a mattress sale in Toronto, check to see what kind of warranty it comes with to be safe. If your mattress wears out within five years and doesn’t have a solid product warranty, you might pay a lot more than you bargained for in the first instance. It’s also worth asking about details like return policy and restocking fees: some businesses are notorious for charging steep return fees or simply refusing to accept used or damaged products. 

Buying mattresses supported by the most reliable warranties will keep you from paying extra money later. Also, ask how long those warranties last; sometimes, they expire just months after purchase. Dedicated warranty periods may range between 2 and 15 years. 

  1. Take Advantage of Free Delivery and Removal 

When buying a mattress, ask about free delivery and removal. If a retailer doesn’t offer such services or charges too much for them, you can probably find them elsewhere. The point of getting great deals on mattress sales is not to deal with additional hidden fees. Just be sure to factor in other costs, like transportation and set-up, when you do your comparison shopping. 

For example, if one store offers free shipping, but another delivers right to your door at no extra charge, you might pay more overall by Option 1. However, some people prefer picking out their mattress; they say they can test it out before purchasing. You can also benefit from some retailers offering a mattress sale in Toronto who let customers try out mattresses at home—so check around! 

  1. Look for Economical Pricing and Flexible Payment Methods 

Many of us choose to buy mattresses online since they tend to be less expensive. However, if you’re going to buy a mattress online, make sure you find one with an economical pricing structure and flexible payment options. You don’t want to spend even more money paying interest or other fees because you bought your mattress online; shop smart and get a good deal. 

You can also search for reputable stores that offer mattress sales in Toronto at monthly installments and no-interest financing plans. This way, you won’t have to pay all at once but will still get to enjoy your new mattress immediately after making your purchase. 

Conclusion 

Those who know how to find deals on mattress sales in Toronto are doing a service to themselves, whether they choose to purchase online or offline. There are so many choices that come with different prices, but if you know where to look and what questions to ask, you can get what you need at a price that won’t break your bank. A reputable mattress store in Toronto will have all of their products clearly labeled and will be able to answer any questions you may have about their products. You need not settle for less than what you want when purchasing mattresses; do your research, ask your questions, and use these tips as a guide when looking for a deal on a mattress sale in Toronto. 

Culture

What Single People Need to Do Before Buying A Home

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The usual route to home ownership tends to start with meeting a special someone. When you’re a couple and you want to begin a life together, it makes more sense to get a new home for yourself. You may plan to get a roomier home for the two of you, and especially if kids are part of your plan in the foreseeable future.

What if you’re single? That doesn’t mean that you can’t get a house in Montreal, or a condo in NDG (Notre-Dame-de-Grâce) or anywhere else in Canada. Here are some tips that can help if you’re single and determined to buy your own home:

  1. Get your finances in order. This is the first and most important rule, as money will always be an issue for you especially since you don’t have a partner to share the expenses. It can be problematic to get a mortgage when you’re single since you’re less likely to repay a loan than two people together who both work for a living. So, pay off your credit card debts, raise your credit score, finish paying for your car, and have enough money to put down 20% of the house price as down payment.
  2. Have lots of money in the bank. What if you lose your job right after moving into your own home? You’ll need money for all your expenses while you search for a new job. You need some money in your bank account that’s equal to three to six times your monthly wages. Keep in mind that as a homeowner you have to pay for your home’s upkeep along with home insurance and property taxes. 
  3. Make sure to account for all your possible expenses. First-time owners are often unpleasantly surprised when they encounter expenses that they don’t normally deal with when they were apartment tenants. Home ownership can be very costly, especially when you have to remodel your home. It’s also difficult to estimate what you’d have to spend, especially when you have a backyard to maintain.
  4. See if a condo makes more sense for you. In general, a condo unit makes a lot more sense than an actual house if you’re still single. A condo will probably be located closer to where you work. It’ll also be located right in the middle of the city you’re in, so entertainment establishments are conveniently nearer. A condo building can have amenities that you’ll appreciate when they’re nearby, such as a gym or a salon. It also provides you with more social opportunities to meet new people so that you’re no longer single (if that’s what you want, of course).
  5. Be conscious about security. Security is another reason why condos work best for singles as they usually have guards in the lobby to keep out strangers. If you’re living in your own house, you may want to put in a strong lock on your doors and perhaps on your gate. You should make friends with your neighbours, who can call the police when they see strangers in your home when you’re not there. A security camera tied into your smartphone can help as well, though a dog can also be useful.
  6. Look for houses with a friend. Couples have the advantage of having someone to discuss their home options so that they’re more certain of their choices. If you’re looking for possible homes to buy, make sure you call a friend to come along. They can help you think logically so your emotions don’t get the best of you.

Of course, one “side effect” of having your own home when you’re single is that you generally become more attractive to potential partners. Just make sure you buy the right home when you can actually afford it, so you can actually enjoy your new status as a homeowner. For the Silo, Dimitry Karloff. 

Culture

Money Buys Happiness If You Give It Away

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“All of us could invest part of our ‘fortune,’ great or small, on something that gives back on a deeper human level, such as non-predatory loans to individuals from impoverished communities,” Tim McCarthy
“All of us could invest part of our ‘fortune,’ great or small, on something that gives back on a deeper human level, such as non-predatory loans to individuals from impoverished communities,” Tim McCarthy

North Americans are still choosing to hold onto their money these days, a lesson learned from the 2008-09 financial crash.

It’s good to have savings – but not to the point of hoarding, says entrepreneur and philanthropist Tim McCarthy, author of “Empty Abundance”.

Citizens in the United States of America are saving at a rate of 5.30 percent, well above the record low of 0.80 percent in 2005, according to the U.S. Bureau of Economic Analysis.

The world’s billionaires are holding an average of $600 million each in cash, which is more than the gross domestic product of Dominica, according to the new Billionaire Census from Wealth-X and UBS. That’s up from $60 million the previous year, signaling that the very wealthy are keeping their money on the sidelines and waiting for an optimal investment time.

McCarthy diverts all of his business profits annually to his foundation, The Business of Good, which invests in socially conscious businesses and scalable nonprofit concepts.

The Business of Good Foundation

He reviews what everyone has to gain from mindful giving.

•  Money buys you happiness – up to $75,000 worth. Life satisfaction rises with income, but everyday happiness – another measure of well-being – changes little once a person earns $75,000 per year, according to a 2010 Princeton study. Another widely published survey by psychologist Roy Baumeister suggested that “happiness, or immediate fulfillment, is largely irrelevant to meaningfulness.” In other words, so many who finally achieve financial excess are unfulfilled by the rewards that come with that.

•  Remember the wealth disconnection to overall fulfillment. A Gallup survey conducted in 132 countries found that people in wealthy countries rate themselves higher in happiness than those in poor countries. However, 95 percent of those surveyed in poverty-stricken countries such as Ethiopia, Kyrgyzstan and Sierra Leone reported leading meaningful lives, while less than 60 percent reported the same in wealthier countries.

“While more investigation to wealth, happiness and well-being is certainly in order, I think it’s clear that while money is important, it cannot buy purpose, significance or overall satisfaction,” McCarthy says.

•  Giving money reliably equals happy money. Two behavioral scientists, Elizabeth Dunn and Michael Norton, explore in their recent book, “Happy Money: The Science of Smarter Spending,” what makes people engage in “prosocial behavior” – including charitable contributions, buying gifts and volunteering time. According to Dunn and Norton, recent research on happiness indicates that the most satisfying way of using money is to invest in others.

In 2010, multi-billionaires Warren Buffet and Bill and Melinda Gates co-founded The Giving Pledge, a long-term charitable effort that asks the wealthiest among us to commit to giving more than half of their fortunes to philanthropy. Among the first to join, Michael R. Bloomberg wrote in his pledge letter: “If you want to do something for your children and show how much you love them, the single best thing – by far – is to support organizations that will create a better world for them and their children.”  To date, 115 of our country’s 495 billionaires have pledged.

•  Anhedonia, amnesia and the fallacy of consumption. Anhedonia is the inability to enjoy activities that are typically found pleasurable.

“After making my wealth, I found that I suffered from anhedonia,” McCarthy says. “Mindful giving – intelligent and conscious giving to those who need it – turned out to be my best therapy.”

Everybody has experienced the limits of consumption, the economic law of diminishing returns. One cookie is nice and so, too, is your first $1 million. But at some point, your ability to enjoy eating cookies or earning millions diminishes more with each successive one.

“Everyone learns this lesson, yet the horror is that so many of us succeed in forgetting it,” McCarthy says. “I think that, in every moment, we need to remind ourselves that continually reaching for the next ‘cookie’ is not in our best interest.”

About Tim McCarthy

Tim McCarthy’s first business, WorkPlace Media, eventually built a permissioned database of 700,000 gatekeepers who reach more than 70 million employees with incentives for clients such as Coca-Cola, Lenscrafters and McDonalds. He sold the company in 2007 and recently bought it back. 

Politics

Ex-Prime Minister of Canada named Special Advisor on Retirement Income Security

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Fact: Fewer than 35 per cent of workers in Ontario have a workplace-based pension plan. Coverage for workers in the private sector is even lower, with only 28 per cent having the benefit of plan membership.
Fact:  Fewer than 35 per cent of workers in Ontario have a workplace-based pension plan. Coverage for workers in the private sector is even lower, with only 28 per cent having the benefit of plan membership.

Government Working on Made-in-Ontario Plan

 

 

 

 

 

 

 

Premier Kathleen Wynne announced today that the Right Honourable Paul Martin has agreed to serve as Special Advisor to the Minister of Finance. Mr. Martin will work with the government on a made-in-Ontario solution to enhance retirement income security for the people of Ontario.

Charles Sousa- Ontario's Minister of Finance will benefit from Paul Martin's experiences as Canada's Prime Minister and Federal Minister of Finances. CP
Charles Sousa- Ontario’s Minister of Finance will benefit from Paul Martin’s experiences as Canada’s Prime Minister and Federal Minister of Finances. CP

 

The announcement followed a meeting between the Premier and the former Prime Minister, where they discussed the urgent need to help hardworking people build a more secure retirement. As federal finance minister, Mr. Martin played an instrumental role in the 1997 federal-provincial agreement to reform the CPP. These reforms were critical to ensuring the plan would be financially sustainable.

Helping people retire with dignity and security is part of the government’s economic plan to invest in people, build modern infrastructure and support a dynamic and innovative business climate.

QUOTES

 “I want to thank Paul Martin for taking on this role as Special Advisor. Together, I know we will help protect Ontario’s hardworking people in their retirement with a made-in-Ontario solution that is viable, responsible and puts people first.”

–– Kathleen Wynne, Premier of Ontario

 

“I am pleased that Paul Martin has agreed to act as Special Advisor on retirement income to the government of Ontario. After the federal government failed to agree to enhance the CPP, our government announced that we will move ahead with a made-in-Ontario solution to enhance retirement savings in the province. Paul Martin will bring a wealth of knowledge and experience as we work towards ensuring that future generations have a more secure retirement.”

–– Charles Sousa, Minister of Finance

QUICK FACTS

  • The Right Honourable Paul Martin was the 21st Prime Minister of Canada from 2003 to 2006.

 

  • Fewer than 35 per cent of workers in Ontario have a workplace-based pension plan.  Coverage for workers in the private sector is even lower, with only 28 per cent having the benefit of plan membership.

 

  • Retirement savings experts suggest that individuals require 50 to 70 per cent of their pre-retirement income to maintain their standard of living in retirement. Many Ontarians, including middle- and higher-income earners, may not be saving enough to meet this target.

 

LEARN MORE

 Read Securing Our Retirement Future: Consulting with Ontarians on Canada’s Retirement Income System

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